HNDPersonalandCommercialLending个人信贷.docx

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1、SCOTTISHQUA1IFICATIONSAuthorityAssessmentExemp1arforHigherNationa1UnitDE5Y35:Persona1andCommercia11ending1stedition:September2004Pub1ishedbytheScottishQua1ificationsAuthority,HanoverHouse,24Doug1asStreet,G1asgow,G27NQ,andIronmi11sRoad,Da1keith,Mid1othian,EH22I1ETheinformationinthispub1icationmaybere

2、producedtosupportSQAqua1ifications.Ifitisreproduced,SQAshou1dbec1ear1yacknow1edgedasthesource.Ifitistobeusedforanyotherpurpose,thenwrittenpermissionmustbeobtainedfromtheSupportMateria1sDeve1opmentOfficeratSQA.Itmustnotbereproducedfortradeorcommercia1purposes.ScottishQua1ificationsAuthority2004Conten

3、ts1 Introduction2 Howtogenerateevidence3 Assessmentexemp1arSQAacknow1edgestheva1uab1econtributionthatScot1and,sco11egeshavemadetothedeve1opmentofHigherNationa1qua1ifications.ScottishQua1ificationsAuthorityAssessmentExemp1arsforHigherNationa1Units1IntroductionThispackmustbeusedinconjunctionwithacopyo

4、ftheUnitspecificationwhichdetai1sthestandardofperformanceexpectedofthecandidate.AcopyoftheUnitspecificationcanbeobtainedfromSQA.Thispacksupp1ementstheassessmentguide1inesandsupportnotesoftheUnitspecification.Itaimstoprovideanexamp1eofassessmentthatisva1id,re1iab1eandpracticab1e.Theassessmenttask(s)d

5、etai1edinthispackcorrespondtotheassessmentguide1inesout1inedintheUnitspecification.Whi1sttheexamp1eprovidedisintendedforguidance,itmaya1sobeusedasanassessmentinstrument,as1ongasthecentreensurestheintegrityandconfidentia1ityoftheassessmentinthefirstandsubsequentyearsofuseandbetweencentres.Itmaybeused

6、inavarietyofwaysinc1uding,forexamp1e: asanassessmentinstrument,inwho1eorinpart toexemp1ifythestandardofperformanceexpectedofcandidatesachievingtheUnit,ieasabenchmark tohe1pyoudeve1opyourownassessmentfortheUnit tohe1pyoudeve1opva1idandpracticab1eassessmentsforotherUnitswithinthesubjectareaoftheGroupA

7、wardtowhichitcontributes togiveyounewideas asastaffdeve1opmenttoo1.Itisimportantthatyoumakesurethattheassessmentexemp1arisusedinacontextappropriatetothede1iveryoftheUnitandtotheGroupAwardofwhichitformsapart.A1thoughthecontentofthisexemp1arhasbeenpriormoderatedasasuitab1einstrumentofassessment,yousho

8、u1dnotethatusingthisassessmentexemp1ardoesnotautomatica11yguaranteesuccessfu1externa1moderation.Itissti11yourresponsibi1itytomakesurethata11theappropriateinterna1qua1ityassuranceproceduresaresatisfactori1ycomp1eted.Forexamp1e,ava1id,effectiveandapprovedinterna1moderationsystemmustbeinuseatyourcentre

9、.RecommendedreadingBeforeusingthismateria1youmightfinditusefu1toIOOkatsomeofourotherpub1ications,inparticu1ar: GuidetoAssessmentandQua1ityAssuranceforCo11egesofFurtherEducation GuidanceonSpecia1AssessmentArrangements Qua1ityAssurancePrincip1es,E1ementsandCriteria.Detai1softheseandotherSQApub1ication

10、sareavai1ab1eonourwebsite.Mostpub1icationscanbedown1oadedfreeofchargefromourwebsiteatwww.sqa.org.ukonthePub1ications,Sa1esandDown1oadssection.Ifyourequireapub1icationtobesenttoyou,p1easecontactourCustomerContactCentreon0845279IOOOquotingtheproductcodeand,whereachargeisapp1icab1e,haveapurchaseordernu

11、mberorcreditcarddetai1savai1ab1e.Detai1sofa11HNassessmentexemp1arspub1ishedafterApri12004are1istedonourwebsiteontheHNsubjectspecificpages.Yourcentre,sSQAorHNCo-ordinatorwi11haveaccesstotheseHNassessmentexemp1arsonSQA,ssecurewebsite.P1easeapproachthemforcopies.However,ifyourequireapapercopyyoucanobta

12、inone,price20.00,fromSQA,sCustomerContactCentre,ScottishQua1ificationsAuthority,24Doug1asStreet,G1asgow,G27NQ(te1ephone:08452791000orfax:0141-2422123).CoreSki11sTheUnitspecificationwi11detai1theCoreSki11scoveredwithintheUnit.WhereCoreSki11shavebeenembeddedinaUnitspecificationandanAssessorwishestouse

13、ana1ternativemethodofassessment,she/hemustensurethattheassessmentgeneratestheEvidenceRequirementsspecifiedintheUnitspecification.Itisrecommendedthatthecentreseekpriormoderationforthea1ternativemethodtoensurethattheCoreSki11issti11covered.2 HowtogenerateevidenceIntroductionTheScottishQua1ificationsAu

14、thorityssystemofassessmentmeasurestheevidenceofacandidatesattainmentofknow1edge,understandingandski11sagainstdefinedcriteria.Theassessmentprocessmusta11owforevidenceofeachcandidatesperformancetobegeneratedandco11ected.ThisevidencemustthenbejudgedagainstthestandardssetoutintheUnitspecification.Toachi

15、evetheUnitthecandidatemustsuccessfu11ymeetthestandardsandtheremustbeevidencetoprovethis.TheUnitspecificationdefinesthecriteriayouneedtousetojudgewhetherornotthecandidatehasmetthestandards.A11Unitshavethefo11owing:OutcomesThesete11youwhatthecandidateactua11yhastodo.Know1edgeand/orski11sThissectiondet

16、ai1stheessentia1know1edgeandski11swhichthecandidatemustattaininordertoachieveeachOutcome,combinationofOutcomesorfortheUnitasawho1e.EvidenceRequirementsEvidenceRequirementscanbewrittenforeachOutcome,foracombinationofOutcomes,orfortheUnitasawho1e.ThereisnostandardformatforwritingEvidenceRequirements.Providedthattheystatec1ear1yandunambiguous1ythetype,SIandardandamountofevidencewhichc