吉尔吉斯共和国金融体系变迁与经济发展关系研究.docx

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1、摘要由于以往的金融发展理论都未能揭示金融的资源属性，因此金融发展的关键命题一一金融资源及其配置效率并没有得到全面的研究，是一种缺失的金融效率观。而金融可持续发展理论通过对金融的资源属性的揭示，赋予了全新的金融效率观。首先，金融的资源属性意味着金融发展是一个不断开发金融资源、扩大金融资源基数，以及改善金融资源利用效率的过程，并且这个过程的直接结果就是促进和推动经济的发展。金融效率强调金融发展与经济增长的协调发展，即金融发展既不超前于经济发展，又不滞后于经济发展。这既要着力于金融效率的提高，又必然要求降低金融资源所固有的脆弱性。其次，金融资源学说强调协调，经济金融为一复杂的复合巨系统，由于复合系统

2、是由相互关联的各子系统构成，因此，其可持续发展的关键在于各子系统之间的良好协调。金融可持续发展主要从动态的时序上强调系统的发展能够连续、不间断、不崩溃。金融资源在一个经济系统的经济关系深化为金融关系的同时，也不可避免地提升这个系统的风险程度，从而使得经济与金融的内在安全性和稳定性变得非常脆弱，即金融脆弱性为金融资源所固有，金融效率的研究内在包含金融脆弱性的研究。由此，在充分考虑资源的长期有效利用和金融资源的脆弱性的前提下，通过金融效率的提高和降低金融资源的脆弱性来推动金融发展，维护金融生态的良性循环，以此实现金融和经济的可持续发展，这些都构成了金融可持续发展理论的目标体系。目前金融资源学说及以

3、此为基础的金融可持续发展理论已具备比较系统的理论构架，即以金融资源学说为出发点，引申出金融倾斜论、金融功能观、金融效率论、金融生态论等并列发展又相互融合且层层递进的理论体系，并初步形成新的发展金融学的理论与学科框架，为后继者们留下明确的研究方向与充分的创新空间，将为转轨时期的吉尔吉斯共和国金融改革与经济发展提供一个能充分适应本土环境的理论指导，并对其他发展中国家的金融发展提供积极的借鉴作用。关键词：金融，发展，体系，经济，增长AbstractAbstractSince none of the previous theories of financial development can reve

4、al thefinancial resource attributes, the key proposition of financial development, namely,the financial resources and their allocation efficiency, has not been fully researched. Itis a missing view of financial efficiency. The theory of financial sustainabilitythrough the revelation of the financial

5、 resource attributes, giving a new concept offinancial efficiency.First of all, the financial resource attribute means that financial development is aprocess of continuously developing financial resources, expanding the base offinancial resources and improving the efficiency of financial resources u

6、tilization.The direct result of this process is to promote and promote economic development.Financial efficiency emphasizes the coordinated development of financialdevelopment and economic growth. That is, financial development neither leadseconomic development nor lags behind economic development.

7、This requiresfocusing not only on improving financial efficiency but also on reducing the inherentvulnerability of financial resources.Second, the financial resource theory emphasizes coordination and economicand financial complex GMS. Since the complex system is composed ofinterconnected subsystems

8、, the key to its sustainable development lies in its goodcoordination among subsystems. Financial sustainable development mainlyemphasizes the systematic development from the dynamic timing to be continuous,uninterrupted and non-collapsing.Financial resources, while deepening the economic relations

9、of an economicsystem as a financial relationship, inevitably raise the risk level of the system, thusmaking the intrinsic safety and stability of the economy and finance very vulnerable.That is, the financial vulnerability is the financial Inherent in the resource, the studyof financial efficiency i

10、nherently includes the study of financial vulnerability.Therefore, under the premise of fully considering the long-term effective utilizationof resources and the vulnerability of financial resources, we should promote financialdevelopment and maintain a virtuous cycle of financial ecology through th

11、eimprovement of financial efficiency and the reduction of the vulnerability of financialresources so as to achieve the goal of financial and Economic sustainabledevelopment, these constitute the target system of financial sustainable developmenttheory.At present, the theory of financial resources an

12、d the theory of financialsustainable development based on this theory have a comparatively systematictheoretical framework. That is, starting from the theory of financial resources, thispaper extends the theory of financial tilt theory, financial function theory, financialefficiency theory and finan

13、cial ecology theory. Development and integration of eachother and the progressive evolution of the theoretical system, and the initial formationof a new theory of development finance and academic framework for successors wholeft a clear direction of research and full of innovation and space for the

14、transitionperiod of Kyrgyzstan The Republic of Chinas financial reform and economicdevelopment provide a theoretical guide that can fully adapt to the local environmentand provide a positive reference for the financial development of other developingcountries.Key word:目录摘要AbstractIll第一章绪论1第一节研究背景与研究

15、意义1第二节文献综述1一、金融体系多样性及其比较1二、金融发展与经济增长3三、转轨经济国家金融体系变迁及其特征4第三节本文相关概念辨析一一经济增长与经济发展4第四节 本文研究思路与结构安排5第五节本文创新之处5第二章金融发展与经济发展的理论分析7第一节金融结构与金融发展7金融压抑与金融深化二、金融结构与发展的决定因素8三、金融结构与发展的特征9第二节金融功能观10一、支付和清算功能11、91 酉己I j木多HIS 1 1三、风险管理功能 11四、信息处理与激励约束功能 11第三节金融发展与经济发展的关系12一、金融发展为经济发展提供了支付系统12二、金融发展影响了储蓄率13三、金融发展提高了资本配置效率13四、金融发展导致了更高比例的储蓄转化为投资14第四节小结20第三章吉尔吉斯共和国经济发展及其特征分析21第一节吉尔吉斯共和国体制转轨与经济发展21一、体制转轨的路径选择21二、经济发展特征分析23三、经济发展水平衡量指标选取24第二节经济发展水平实证研究27一、数